The Infinite Banking Concept: What Nelson Nash Actually Got Right and What Most People Get Wrong

The Infinite Banking Concept: What Nelson Nash Actually Got Right and What Most People Get Wrong

The Infinite Banking Concept: What Nelson Nash Actually Got Right and What Most People Get WrongMichael Trefel
Published on: 18/09/2026

Nelson Nash had an insight that most people miss entirely. The infinite banking concept is not a gimmick. It is a serious framework for controlling your own cash flow. This post explains what it actually is, what it is not, and who it works for.

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The 401k Tax Trap: What 30 Years of Good Advice Nobody Gave You Actually Costs

The 401k Tax Trap: What 30 Years of Good Advice Nobody Gave You Actually Costs

The 401k Tax Trap: What 30 Years of Good Advice Nobody Gave You Actually CostsMichael Trefel
Published on: 26/06/2026

Most people spend 30 years building a 401k without ever calculating what the tax bill looks like on the way out. This post breaks down the 401k tax trap, why it hits hardest for high earners, and what to do about it.

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